Loretta, if you don't understand the value of smart objects, I can see your point. But just ask other users having to do compositing (not only scrapbooking). They want smart objects, they require smart objects for good reasons.
The answer is they want optimized quality and greater flexibility.
Note that there are many ways to deal with compositing, some ways don't require smart objects, like copy/paste or moving layers from the layer panel.
The way the photo bin is working has been changed several times in recent versions (following request like yours). That has been confusing and my personal advice is not to change the present behaviour, but to choose the right workflow for you, which seems possible.