In photoshop elements 13, in the tool options of the crop tool, there ́s supposed to be 4 overlay options: 1) None, 2) 3x3 grid, 3) grid and 4) Golden ratio. I can ́t seem to find the golden ratio overlay. :(
The Golden Ratio crop guide has been removed from PSE13.
The PSE help-page is for recent versions of PSE not only PSE13, and it doesn't say, there, about anything having been removed in 13, but if you look at the What's New and scroll to the bottom you'll see a few things that have been removed including the Golden Ratio: